VA Home Loans · Coronado, CA

VA and VA jumbo loans for Coronado home buyers.

Hyde Funding helps Navy officers, Naval Special Warfare members, senior enlisted, retirees and veterans finance homes on Coronado and the Silver Strand, from first-time condos to VA jumbo purchases.

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Short answer

Who does VA loans in Coronado?

Hyde Funding is a San Diego mortgage lender, founded in 2015, that closes VA and VA jumbo loans for buyers on Coronado. Most Coronado homes sell above the conforming loan limit, so VA jumbo with full entitlement, meaning $0 down and no county loan limit, is often the deciding factor. Our Miramar Road office is a short drive across the Coronado Bridge.

Nearby installations

Military bases near Coronado

Naval Air Station North Island

Part of Naval Base Coronado at the north end of the island. Home to carriers and naval aviation squadrons.

Naval Amphibious Base Coronado

On the Silver Strand. Home to Naval Special Warfare commands.

Naval Outlying Landing Field Imperial Beach

South of the Strand, part of the Naval Base Coronado complex.

Naval Base San Diego

Across the bay, reached by the bridge. Read the guide →

Local know-how

What's different about a VA loan in Coronado

VA jumbo on the island

With full entitlement there is no VA loan limit, so you can finance above the San Diego County limit with no down payment, as long as you qualify on income, credit and residual income. Learn more →

Partial entitlement

If you still have a VA loan on another home, your remaining entitlement and the county limit determine whether you need a down payment. We'll calculate it before you shop. Learn more →

Condos at the Shores and Cays

High-rise and HOA communities must meet VA condo approval. Check the project before you write an offer. Learn more →

Qualifying for a larger loan

Larger loans mean stricter residual income and DTI review. Spouse income, BAH and retirement or VA disability income can all count. Learn more →

County loan limit note: San Diego County is a high-cost area. Its conforming and VA county loan limits are reset every year by the FHFA and VA. These limits only affect VA buyers with partial entitlement. See VA jumbo loans and San Diego County limits for this year's figure.

FAQ

Coronado VA loan questions

Can I buy a home in Coronado with $0 down using a VA loan?

Yes, if you have full VA entitlement and qualify for the payment. There is no VA loan limit with full entitlement, so $0 down is possible even on jumbo-size loans, subject to lender approval.

What is a VA jumbo loan?

It is a VA loan larger than the conforming loan limit for the county. The VA guaranty and benefits are the same: no monthly mortgage insurance and the same funding fee structure. Lenders may apply stricter credit and reserve guidelines.

Do I need a down payment if I already own a home with a VA loan?

Possibly. With remaining (partial) entitlement, you may need a down payment on the portion of the loan above what your entitlement covers, based on the county limit. We'll run the math for you.

Can I keep my Coronado home as a rental after PCS orders?

Often yes. You must intend to occupy the home when you buy, but you can generally keep it as a rental after you move on orders.

Does Hyde Funding offer VA cash-out refinances in Coronado?

Yes, up to 90% of appraised value, and higher in some cases.

What if my credit isn't perfect?

Apply anyway. If your credit needs significant work, we can refer you to a third-party credit repair partner and build a plan with you.