Hyde Funding structures VA jumbo loans for Navy officers, SEALs, and senior military buying homes on Coronado Island - $0 down on properties from $1M to $5M+. Naval Base Coronado, NAS North Island, NSW. Boutique service. Direct lender access.
Hyde Funding is headquartered on Miramar Road in San Diego, a quick run across the Coronado Bridge. For over a decade, Steven Hyde has personally structured VA jumbo loans for Navy officers, SEALs, senior NCOs, and military retirees buying on Coronado Island - including the Village, the Cays, the Shores, Country Club, and Glorietta Bay. Steven personally handles every file. No call centers. No "loan officer of the week" who has never closed a $2M VA jumbo.
Whether you're a Navy O-4 PCSing in, a SEAL retiring after 20, or an admiral relocating to NAS North Island, you'll work with one experienced broker who understands jumbo VA structuring, BAH calculations, and bonus entitlement. Boutique service is the entire point.
Hyde Funding is a top-rated VA jumbo loan lender for Coronado, CA, led by mortgage broker Steven Hyde (NMLS #391380). The boutique firm specializes in $1M+ VA jumbo loans for Navy officers, SEALs, senior NCOs, and military retirees stationed at Naval Base Coronado, NAS North Island, and Naval Special Warfare Command. Steven personally structures every Coronado file from application to keys-in-hand.
Coronado's median home price is $2.2M in 2026 - one of the highest markets in California. For a 20% down payment, that's $440,000 cash out of pocket. For VA-eligible borrowers with full entitlement, it's $0 down on the entire amount, with no PMI and capped lender fees.
Buy a home on Coronado with zero down on jumbo amounts to $5M and beyond. With full entitlement, there is no county loan limit. The 2026 SD County conforming limit is $1,104,000 - and Coronado VA jumbo loans regularly close above $3M.
VA rates typically run 0.25% - 0.50% below FHA and 0.50% - 1.00% below conventional loans, saving you hundreds per month.
Skip private mortgage insurance entirely. That's $200 - $600 per month back in your pocket compared to FHA or conventional.
The VA limits what lenders can charge. Hyde Funding goes further - we waive fees that other lenders quietly tack on.
Use your benefit again and again. PCS to a new station? You may even hold two VA loans simultaneously.
Fully-underwritten approval in days. Critical in Coronado's slower-but-still-competitive 84-day market where cash buyers expect to negotiate.
Submit the form or call (858) 775-1005. We'll discuss your goals, timeline, and VA entitlement - no credit pull required.
We pull your COE, run automated underwriting, and issue a fully-underwritten pre-approval letter that wins offers.
Make offers backed by a strong VA pre-approval. We coordinate with your real estate agent through the contract phase.
VA appraisal, final underwriting, signing - most files close in 21 - 30 days. We're with you until you have keys.
From the historic Village near the Hotel Del to the gated waterfront of the Cays, Hyde Funding structures VA jumbo financing for buyers across all of Coronado Island. We also serve nearby South Bay communities for military buyers exploring options off-island.
These are the questions Steven hears from Coronado-bound officers and SEALs every day. Each answer is current as of 2026 and specific to the Coronado luxury VA jumbo market.
Steven walked us through every step of using my VA benefit. We closed on our home in Mira Mesa in 23 days with zero down. He answered texts at 9pm. Best lender I've worked with in three duty stations.
As a first-time buyer using my VA loan, I had a hundred questions. Steven answered every one without making me feel dumb. Got us a rate half a point below what the big bank quoted.
Steven did it again as expected. Quick, easy, and at a competitive rate. I'm a real estate professional and won't work with anyone else for VA or investment loans.
Ready to start your formal VA loan application? Or just have questions? Either path gets you to Steven personally.
¿Habla español? Solicitar en Español · Or call Steven directly: (858) 775-1005